Phoenix Homes with FHA New Financing

Welcome to Phoenix, Arizona – a vibrant city that beautifully marries the allure of desert landscapes with the excitement of urban living. Nestled in Maricopa County, Phoenix is not just the state capital; it’s a thriving metropolis known for its year-round sunshine, stunning sunsets, and a rich cultural tapestry. With a population that continues to grow, this city offers a unique blend of outdoor adventures, art, and culinary delights, making it an ideal place to call home.

For those considering a move to this dynamic city, the housing market in Phoenix is particularly appealing. Homes with FHA new financing options are readily available, making it easier for first-time buyers and those looking to invest in their future to find their dream home. The FHA (Federal Housing Administration) loans are designed to help individuals and families secure financing with lower down payments and more flexible credit requirements, making homeownership accessible to a broader audience.

Whether you’re drawn to the charming bungalows in historic neighborhoods, the modern condos downtown, or the sprawling family homes in the suburbs, Phoenix’s diverse real estate landscape ensures there’s something for everyone. With the added benefit of FHA financing, you can explore a variety of options that fit your budget and lifestyle.

Experience the best of both worlds in Phoenix – a city that offers a warm, welcoming community and a wealth of opportunities. Your dream home awaits in this sun-soaked oasis!

Newest Phoenix Homes with FHA New Financing

$375,000

3 Beds ⋅ 2 Baths ⋅ 7105048 MLS ⋅ 1,382 SqFt.

Move-in ready and beautifully updated, this lovely 3 bed, 2 bath home is a must-see! Inside, Enjoy Vaulted Ceilings, Solar Tubes, Fresh Paint, New Carpet, and Updated Fixtures. The Bright Kitchen boasts an incredible Walk-In-Pantry, Bay Window and Ceramic Tile. All Bedrooms are Generously Sized, featuring a Huge Walk-In Closet in the primary suite! The Private Backyard offers North/South exposure, Mature Trees, a Large Covered Patio, RV Parking, Custom Gates, and Only One Direct Neighbor! Major Updates: Newer Roof, HVAC, Water Heater, Interior & Exterior Paint, New Carpet, and New Outlets/Switches. Additional Features: No HOA, Block Construction, Concrete Slabs on both sides of the house, 220V Electrical Hookup and Garage Workspace with Storage. Washer, Dryer & Fridge are included!

11037 W Monterosa Street, Phoenix

$350,000

3 Beds ⋅ 3 Baths ⋅ 7105041 MLS ⋅ 1,828 SqFt.

Beautiful two-story home on a desirable corner lot, featuring 3 bedrooms plus a den, 2.5 bathrooms, and a 2-car garage. The home offers separate living and dining areas, along with a spacious family room. Enjoy low-maintenance artificial turf in both the front and back yards. Inside, the open floor plan includes an eat-in kitchen with white cabinetry, a center island, a pantry, and a stainless- steel range and microwave. Upstairs, you'll find three spacious bedrooms. Conveniently located near the Loop 202 freeway and shopping. Schedule your showing today!

6004 W Wood Street, Phoenix

$399,900

3 Beds ⋅ 2 Baths ⋅ 7105016 MLS ⋅ 1,469 SqFt.

Central/Uptown Phoenix home with NO HOA! This house is in a PRIME location. Minutes away from Central Ave with all kinds of employment, amenities, restaurants, and more. This fully renovated 3 bed 2 bath house is move in ready. Enjoy modern cabinets, countertops, stainless steel appliances, and tile flooring throughout. Large backyard with POOL makes it great for entertaining!

5714 N 19th Drive, Phoenix

1352 E Highland Avenue Unit 117, Phoenix

$175,000

1 Beds ⋅ 1 Baths ⋅ 7104999 MLS ⋅ 730 SqFt.

Charming 1st-floor condo in the Biltmore area, now vacant and easy to show. Enjoy quick access to SR-51, nearby restaurants and shopping, and a 10-minute drive to Sky Harbor. A great fit for an owner-occupant or investor, this single-level unit includes a covered parking space right outside your door. Inside, the living and dining areas flow together with tile flooring and sliding glass doors to a cozy private patio. The galley kitchen offers black appliances, oak cabinets and a pantry. The bedroom has its own slider to the patio, a closet and a private bath. If you like the taste of champagne but are on a beer budget, this one's for you!

1352 E Highland Avenue Unit 117, Phoenix

$329,999

3 Beds ⋅ 3 Baths ⋅ 7104994 MLS ⋅ 1,439 SqFt.

Welcome to this 3-bedroom, 2.5-bath townhome in the desirable Tre Bellavia community! Enjoy a functional layout with a convenient downstairs half bath, a 2-car garage, and a private outdoor space featuring a patio and small yard. Located in a gated community with access to a community pool, this home offers both comfort and convenience. Great location with easy access to nearby freeways, shopping, dining, and everyday amenities!

2150 E Bell Road Unit 1063, Phoenix

$384,900

4 Beds ⋅ 2 Baths ⋅ 7104950 MLS ⋅ 1,496 SqFt.

BEAUTIFULLY REMODELED home in Phoenix! Offering 4 beds, 2 baths, 2 carports, and a newly landscape yards w/artificial turf. The inviting interior boasts clean lines that promote a modern feel! Enhanced by new ceiling fans & light fixtures, a neutral palette, tons of natural light, baseboards, and new wood-look flooring t/out. Great floor plan showcasing a formal living & dining room, alongside a welcoming family room w/sliding doors to the back. The renewed kitchen boasts new quartz counters, mosaic tile backsplash, white shaker cabinets, and peninsula w/breakfast bar. Perfectly sized bedrooms! Both bathrooms have been updated with newer fixtures. The large backyard, with a covered patio & synthetic lawn, is the ideal spot to relax or enjoy BBQ. Freshly painted inside & out! Move-in ready!

1632 N 55th Drive, Phoenix

$275,000

3 Beds ⋅ 3 Baths ⋅ 7104910 MLS ⋅ 1,696 SqFt.

Welcome to 3304 W Echo Lane, where there's room to spread out, space to entertain, and plenty to enjoy right outside your door. The bright, open living areas make everyday life feel easy, whether you're hosting friends for dinner, catching up on your favorite show, or enjoying a slow weekend morning. The kitchen keeps you connected to the action with a breakfast bar perfect for coffee before work, quick meals, or conversations that carry on long after dinner. With three bedrooms and 2.5 bathrooms, there's flexibility for whatever life looks like, whether that means a dedicated home office, a guest room, or finally having space for all those hobbies. And when the Arizona weather calls for some fresh air, your private fenced patio offers a little outdoor escape of your own. Picture string lights overhead, a cozy seating area, and evenings spent grilling instead of going out. The perks don't stop at your front door. Spend sunny afternoons lounging by the community pool, unwind in the spa, or challenge friends to a game on the sports courts. With two covered parking spaces and additional storage, even the practical details are taken care of. And the location? That's where everyday convenience really shines. Grab groceries, meet friends for a bite, or run errands without trekking across town. Nearby Cortez Park offers green space and walking paths, while Rose Mofford Sports Complex and North Mountain Park provide even more ways to get outside and enjoy the sunshine. With I-17 close by and shopping, dining, and entertainment around the Metrocenter area, getting where you need to go is refreshingly simple. It's the kind of place where you can spend less time worrying about the logistics of everyday life and more time enjoying it. At 3304 W Echo Lane, you're not just finding a place to live. You're finding room to make it your own.

3304 W Echo Lane, Phoenix

$699,900

3 Beds ⋅ 2 Baths ⋅ 7104869 MLS ⋅ 1,288 SqFt.

Arcadia Lite charm meets detached guest casita versatility with exceptional off-street parking! Tucked into one of Phoenix's most vibrant pockets, this turnkey property offers incredible flexibility for modern living. The classic 1950s bungalow main residence features 2 bedrooms, 1 bath, polished concrete floors, and a bright kitchen with granite counters and a beautiful dedicated coffee bar that adds both style and function. Just across the covered patio sits the separate 1-bedroom, 1-bath guest casita (approx. 364 sq. ft.) featuring vaulted ceilings and a huge walk-in closet - ideal as an executive home office, multigenerational space, guest suite, private primary retreat, or potential income producing rental opportunity. The backyard is designed for Arizona living, with mature... landscaping and an expansive covered patio with sunshades - perfect for alfresco dining, entertaining or relaxing year-round. This inviting outdoor space truly functions as an extension of the home and adds to the property's overall livability. The home captures the charm of a true bungalow with classic brick construction and a quaint front porch, plus a rare bonus for the neighborhood: an extended parking area and driveway, one-car carport and RV gate providing room for multiple vehicles without relying on street parking or constantly shuffling cars. Added peace of mind comes from a long list of thoughtful improvements, including an upgraded 200-amp electrical panel, underground power lines -meaning no overhead lines crossing the backyard - gas service, an added indoor laundry area with washer and dryer included, a security system, ample storage throughout and a backyard storage shed. A 5-zone landscape watering system also helps simplify care of the mature landscaping. These are just some of the practical upgrades that enhance the comfort, functionality and everyday livability of the property. With NO HOA and a prime location near La Grande Orange, Original Chop Shop, Hillstone and Tarbells "Arizona's only Iron Chef!", the Camelback Corridor, Biltmore, Arcadia dining and shopping, Old Town Scottsdale and a quick Uber to Sky Harbor, the lifestyle is hard to beat. Imagine walking down the street for your morning coffee, grabbing a casual bite nearby, or heading around the corner for an evening glass of wine - all without having to get in the car. This is the kind of neighborhood where daily conveniences, favorite local spots and some of the Valley's best dining and shopping are woven into everyday life. Enjoy the character and versatility of the existing home today while also appreciating the long-term potential of a neighborhood experiencing continued renovation and stunning new construction. This is a property that truly needs to be experienced in person to appreciate all it has to offer!

4446 N 33rd Place, Phoenix

$369,000

4 Beds ⋅ 3 Baths ⋅ 7104849 MLS ⋅ 1,680 SqFt.

Welcome home! This spacious and inviting 4-bedroom, 3-bath home offers an open floor plan perfect for everyday living and entertaining. Enjoy beautiful granite countertops, new flooring, fresh interior paint, a New HVAC system, and ceiling fans in every room. Step outside to your own backyard retreat featuring a sparkling swimming pool, perfect for relaxing, entertaining, and enjoying Arizona's sunshine! Conveniently located just minutes from Grand Canyon University (GCU). This home offers comfort, functionality, and exceptional value. Move in Ready! Don't miss this fantastic opportunity.

5035 N 39th Drive, Phoenix

$499,000

3 Beds ⋅ 2 Baths ⋅ 7104847 MLS ⋅ 2,209 SqFt.

Welcome home to 18th Dr! A premier Ahwatukee location nestled on a corner lot with panoramic mountain views, this home has tremendous upside. Single level, kitchen island, huge primary suite, enormous walk-in closet, new carpet, and did we mention the mountain views?! Fantastic community proudly representing the top rated Kyrene School District (K-8) and Desert Vista High School. The picturesque neighborhoods of the Ahwatukee Foothills are minutes from the 202, South Mountain Park & Preserve (one of the largest municipal parks in the U.S.), with easy access to Pyramid, Bursera, and other trails for hiking, mountain biking, and horseback riding. The quiet, master-planned Foothills Club West setting features endless walking/biking paths, and nearby parks.

16646 S 18th Drive, Phoenix

$1,200,000

5 Beds ⋅ 5 Baths ⋅ 7104826 MLS ⋅ 3,928 SqFt.

Look NO further! This remarkable 5-bedroom estate, nestled on a massive 2.11-acre lot, offers everything you've been dreaming of. Discover multiple living spaces, including an inviting living room, a den/office, & a HUGE great room where pre-wired surround sound & a delightful fireplace create a warm & welcoming ambiance. Chef's kitchen is fully equipped w/built-in appliances, tile backsplash, solid surface counters, abundant cabinetry, desk area, & a center island w/a breakfast bar. Large loft provides the perfect setting for an entertainment area or additional living space. Double doors lead to the impressive owner's retreat, complete w/private balcony access, an elegant ensuite w/a relaxing soaking tub, & a walk-in closet. But wait, there's more! A 2nd main bedroom has its own bathroom! Enjoy beautiful mountain views from the balcony, or host memorable gatherings in the wonderful backyard, highlighted by a covered patio, built-in BBQ, & a refreshing pool. Experience the space, comfort, & exceptional features this incredible home showcases. Don't miss it!

26310 N 7th Avenue, Phoenix

$349,700

3 Beds ⋅ 2 Baths ⋅ 7104817 MLS ⋅ 1,126 SqFt.

Bright and open 3 bedroom/2 bath townhouse with two car tandem garage located in desirable Tramonto neighborhood. Community offers hiking and walking trails, mountain and desert views, 3 community pools, heated spa, tennis courts, basketball and sand volleyball courts plus children's play areas. Garage, laundry room and entry foyer on ground level, kitchen & living with bedroom and full bath on second level with two additional bedrooms and 2nd full Bath on 3rd level. Beautiful kitchen with light granite, breakfast bar, stainless steel appliances, wood flooring, built-in microwave. Just minutes from TSMC and retail/dining at Norterra, Dove Valley and Happy Valley area. Easy freeway access from I-17 to 303 and 101.

34835 N 30th Avenue, Phoenix

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Phoenix Homes with FHA New Financing

Newest Phoenix Homes with FHA New Financing

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How much is your home worth?