Phoenix Homes with No Carry New Financing

Phoenix Homes with No Carry New Financing

Welcome to Phoenix, Arizona—an enchanting city that beautifully marries the vibrancy of urban life with the serenity of the desert landscape. Nestled in Maricopa County, Phoenix is not just the state capital; it's a thriving hub of culture, innovation, and opportunity. With over 300 days of sunshine annually, residents enjoy an outdoor lifestyle that includes hiking in the nearby mountains, golfing on world-class courses, and exploring the stunning desert scenery.

One of the most appealing aspects of Phoenix is its diverse real estate market, catering to a variety of lifestyles and budgets. For those seeking homes without the burden of carry new financing, you’ll find an array of options that allow for more straightforward purchasing processes. These homes offer a seamless transition into the vibrant Phoenix community without the complications often associated with financing.

Imagine settling into a charming bungalow in a historic neighborhood or a modern condo with breathtaking views of the skyline. The city boasts an impressive selection of properties, from cozy single-family homes to luxurious estates, all designed to meet the needs of today’s homeowners.

Phoenix is also renowned for its rich cultural scene, featuring art galleries, music festivals, and a culinary landscape that reflects flavors from around the globe. With a robust job market and a friendly, welcoming atmosphere, it's no wonder that so many are drawn to this desert gem. Discover your perfect home in Phoenix today, where the sun shines bright on your future!

Newest Phoenix Homes with No Carry New Financing

6202 N 12th Place, Phoenix
$999,000
5 Beds ⋅ 4 Baths ⋅ 7101634 MLS
6202 North 12th Place is a well-maintained 4-unit asset in Phoenix's highly sought-after 85014 zip code. Built in 1957, the property features (1) 2-bed/1-bath unit & (3) 1-bed/1-bath units. The property's major systems have been redone or are in good condition, including the roof, HVACs, plumbing lines, & electrical providing investors with a solid foundation for long-term ownership. (1) unit has been remodeled, while the remaining (3) units are in good, classic condition & offer additional upside through future improvements. Covered parking, community laundry, & private patios enhance tenant appeal in a robust rental submarket. Located in a quiet pocket of North Central Phoenix, the property offers convenient access to the Uptown Corridor, Biltmore, Phoenix Mountains, & SR-51.

6202 N 12th Place, Phoenix
1507 W Tonto Street, Phoenix
$530,000
5 Beds ⋅ 3 Baths ⋅ 7098734 MLS
This Central City triplex delivers IMMEDIATE INCOME with $4000+ in gross monthly rent already locked in. Three SEPARATELY METERED units--two in the front building, one standalone in back, all currently leased. This property checks all the boxes: immediate income, low management overhead, and clear upside. Central City location means solid tenant demand and easy access to downtown Phoenix. True hands-off operation with SEPARATE ENTRANCES for each unit, private outdoor space, requiring minimal active management and maintaining strong tenant satisfaction. Whether you're a first-time house hacker seeking to reduce your housing costs or an experienced investor building a multifamily portfolio, this three-unit property offers flexibility, immediate income, and growth potential in a stable rental market. Hurry! This won't last. DRIVE-BY ONLY--do not disturb tenants. Walkthroughs by accepted offer only. Buyer to verify all information.

1507 W Tonto Street, Phoenix
1434 S 11th Avenue, Phoenix
$844,500
8 Beds ⋅ 8 Baths ⋅ 7098319 MLS
WHY START FROM SCRATCH WHEN YOUR INVESTMENT CAN START WORKING FOR YOU FROM DAY ONE? Here's your opportunity to own a beautiful, nearly new duplex in the heart of Phoenix, with an established tenant already leasing BOTH units under a 3-YEAR LEASE AGREEMENT! Built in 2024, this income-producing property offers 3,334 total sq. ft., featuring TWO spacious 4-bedroom, 3.5-bath residences, each with dual primary suites, modern finishes, quartz countertops, stainless steel appliances, two laundry areas, and a 2-car garage. EV charging adds another modern convenience! Minutes from Downtown Phoenix, major employment centers, entertainment, and freeways. YEAR-END INVESTORS, TAKE NOTICE! Secure an income-producing asset with potential depreciation and tax advantages. Why wait to build your portfolio?

1434 S 11th Avenue, Phoenix
2115 E Barkwood Road Unit 23, Phoenix
$499,900
7097868 MLS
Premium Hillside Lot in The Sanctuary. A rare chance remains to claim one of the final hillside lots in The Sanctuary, an exclusive gated enclave where homes rise above the million-dollar mark. This ¾ acre homesite sits at the end of a serene cul de sac, perfectly oriented to capture panoramic views of South Mountain and the Ahwatukee Foothills. The value of this location speaks for itself, million dollars homes throughout, reinforcing the prestige and demand within this community. With architects, a trusted builder, and financing options already lined up, the path to creating your custom luxury residence is already set in motion. Opportunities like this are nearly gone in one of Phoenix's most coveted hillside neighborhoods.

2115 E Barkwood Road Unit 23, Phoenix
18010 N 1st Street Unit 620, Phoenix
$139,900
7096391 MLS
APPROVED PLANS from the City of Phoenix to develop a 4 bedroom 2 bathroom single family home! Ever thought of building your own place to call your own? Look at this rare opportunity to purchase a piece of land with plans that are already approved where you can start construction right away with your trusted contractor! Located in a desirable neighborhood, this lot is situated near shopping centers, schools, and major highways giving you the access to your desired destinations.

18010 N 1st Street Unit 620, Phoenix
2838 E Le Marche Avenue, Phoenix
$540,000
8 Beds ⋅ 300 Baths ⋅ 7094664 MLS
Investor's Delight for CASH FLOW! All units rented, 2br/2ba each for 3 Units with inside laundry. Unit 103 is a 1.5ba. Ideal location to schools close by, Loop 101 and 51, Desert Ridge, Scottsdale & Downtown Phoenix, DRIVE BY ONLY, DO NOT DISTURB TENANTS. There are 4 Leased Units that are each 2 Bedrooms. 103 - $1600 101 - $1500 102 - $1400 201 - $1300 totaling $5,800 Gross Rent/monthly..

2838 E Le Marche Avenue, Phoenix
10213 N 15th Avenue, Phoenix
$450,000
5 Beds ⋅ 1201 Baths ⋅ 7093837 MLS
Cash Flowing Triplex, Priced to Trade Quickly, Market Rents, Low Expenses Near North Mountain, I17, Tile Flooring, Private Patio's, Lots of Parking, Individually Metered for Electricity, Laundry Onsite Opportunity. All facts and figures approximate, Buyer to verify to their own satisfaction.

10213 N 15th Avenue, Phoenix
1106 E Papago Street, Phoenix
$600,000
8 Beds ⋅ 4 Baths ⋅ 7093127 MLS
New Duplex listing ready for tenants and for you to have your investment. Or house hack and live in one and rent the other out for lower living expenses. This one is recently built in 2025 with all the upgrades!

1106 E Papago Street, Phoenix
5038 N 18th Avenue, Phoenix
$535,000
9 Beds ⋅ 3 Baths ⋅ 7090472 MLS
New price $535,000!Offered at $535,000, this remodeled central Phoenix property includes a main house and duplex with three residential units configured as nine furnished private PadSplit rooms. Each three-bedroom, one-bath unit has a separate exterior entrance and a full-size washer and dryer. The property is approximately 0.2 miles from the 19th Avenue/Camelback light-rail station. The seller reports more than $120,000 in improvements and six rented rooms, with the front house vacant. The seller scheduled mini-split installation in two front-house bedrooms. Buyer to verify installation. Furnishings convey per the agreed personal-property schedule. The nine-room pro forma projects $94,118 in annual gross potential rent and approximately $55,082 in annual NOI, a projected 10.30% cap rate Three-unit investment offered at $570,000 near Valley Metro Rail at 19th Avenue and Camelback. A main house and duplex total approximately 2,276 SF, configured as three 3BR/1BA units with nine furnished rentable rooms for PadSplit-style operations. Seller reports more than $120,000 in prior improvements, including kitchens, baths, flooring, windows, plumbing, electrical and lighting. Features include separate entrances, coded access and full-size laundry. Seller's October 7 rent report lists five occupied rooms at $805 per month each, totaling $4,025 in scheduled monthly rent; current occupancy and collections require verification. Seller reports missing front-house HVAC; installation has not been confirmed. Property and furnishings convey as-is. Buyer to verify all facts, income, expenses, condition, legal unit/room configuration, permits, zoning and PadSplit requirements. See supplements for additional information.

5038 N 18th Avenue, Phoenix
1515 W Tonto Street, Phoenix
$619,000
7087258 MLS
Fully renovated and fully furnished, this turnkey 3-unit short-term rental in Downtown Phoenix offers strong, documented cash flow and an impressive 4.8+ star Airbnb rating. The asset generated $119,442 in gross revenue in 2024 and $103,198 in 2025, with a two-year average revenue of approximately $111,320, producing operating income of $62,272 in 2024 and $53,719 in 2025, for a two-year average NOI of roughly $57,996--reflecting strong operating margins of about 52%. This is a stabilized, high-margin hospitality investment ideal for investors seeking immediate cash flow, experienced short-term rental operators expanding their portfolio, or buyers looking for a prime-location income property in one of Arizona's fastest-growing urban markets. The property located in a high-demand area of Downtown Phoenix, minutes to Chase Field, the Convention Center, ASU Downtown, Roosevelt Row, Van Buren. The property features one 2-bed/1-bath unit, one 1-bed/1-bath unit, and a private studio--each with its own kitchen, full bath, and separate entrance - providing three independent income streams under one roof. A separate laundry room and storage shed support efficient operations for guests and cleaning staff, while the fenced common courtyard with grill, fire pit, lounge seating, and hammock enhances guest experience and occupancy appeal.

1515 W Tonto Street, Phoenix
322 N 11th Place, Phoenix
$745,000
7086654 MLS
RENOVATED 4 UNITS Short-Term Rental in PRIME Phoenix LOCATION on R-5 zoning. Cap rate 10.6%. 2026 average occupancy rate 72%, Airbnb rating 4.85 out of 5! Comes with confirmed future bookings totaling over $6,000 through Nov 1, 2026 and the established hosting accounts on main short term rentals platforms!!! UNITS: One 2 BD-1BA and Three Studios. Every unit has its OWN kitchen, bathroom and a separate PRIVATE ACCESS. 2 BD unit has it's own Laundry with washer and dryer. The backyard is a common space for all guests with a Grill, Fire pit, Hammock and a separate Laundry shed. Cleaning and maintenance crews use another outside shed for supplies. Each unit uniquely renovated and staged, designed to appeal to a broad range of tenants-perfect for maximizing occupancy & income! The property located in a high-demand area of Downtown Phoenix, minutes to Chase Field, the Convention Center, ASU Downtown, Roosevelt Row, Van Buren.

322 N 11th Place, Phoenix
2325 E Roosevelt Street, Phoenix
$449,000
6 Beds ⋅ 4 Baths ⋅ 7086476 MLS
3 bedroom, 1 bath in each unit. Both homes recently remodeled. New roof. Front AC installed 9/2026 and the back AC is 2-3 years old. Back unit is currently tenant-occupied, providing immediate rental income, while the second is vacant and ready for occupancy.

2325 E Roosevelt Street, Phoenix
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