Surprise Homes with FHA New Financing

Welcome to Surprise, Arizona – a hidden gem nestled in the heart of Maricopa County! Known for its warm climate and friendly atmosphere, Surprise is the perfect blend of suburban charm and modern convenience. With a population that continues to grow, this vibrant city offers a plethora of amenities, recreational opportunities, and a strong sense of community.

Surprise is renowned for its beautiful parks, including the expansive Surprise Community Park, which features sports fields, walking trails, and picnic areas. For sports enthusiasts, the city is home to the Surprise Stadium, where you can catch Major League Baseball spring training games. The local dining scene is diverse, offering everything from cozy cafes to fine dining, ensuring there's something for every palate.

When it comes to housing, Surprise has a variety of options to suit different lifestyles and budgets. The city is particularly appealing for first-time homebuyers and those looking to invest, thanks to the availability of homes with FHA financing. These properties provide an excellent opportunity for buyers to secure affordable housing with low down payment options, making homeownership more accessible than ever.

Whether you're drawn to the charm of a single-family home in a friendly neighborhood or a modern condo with stunning views, Surprise has it all. With its welcoming community, excellent schools, and a wealth of recreational activities, it's no wonder that Surprise is becoming a sought-after destination in Arizona. Come explore the possibilities and make Surprise your new home today!

Newest Surprise Homes with FHA New Financing

$370,000

2 Beds ⋅ 2 Baths ⋅ 7082393 MLS ⋅ 1,416 SqFt.

Discover this charming golf-course home in the gated 55+ Community of Arizona Traditions! Featuring a low-care landscape, a 2-car garage w/built-in cabinetry, a stone-accented facade, and an inviting front porch. Inside, you'll find vaulted ceilings, wood-look & tile floors, soft carpet in the right places, and a spacious living area. The eat-in kitchen boasts recessed lighting, plenty of wood cabinets & counter space, SS appliances, and an island. The perfectly sized main bedroom includes a private bath with dual sinks, a glass-enclosed shower, and a walk-in closet. Outside, your backyard retreat backs to the golf course with no immediate rear neighbors for added privacy. A covered patio and paver seating area provide space for relaxing and entertaining. Don't miss this opportunity!

17418 N Fairway Drive, Surprise

$497,500

3 Beds ⋅ 2 Baths ⋅ 7082378 MLS ⋅ 2,126 SqFt.

This is a rare find! Single story in Royal Ranch! Super clean 3 bedroom plus den/office! As you enter you will notice large neutral tile floors in the main walkways and living areas. Custom wood accent wall adds depth and character to front living and dining area. Continuing into the home you will find the large open kitchen with upgraded cabinetry and stainless appliances. The great room boasts beautiful built ins. The primary bedroom is large in this true split bedroom floor plan. The backyard is an oasis featuring a built in BBQ with custom decking. The pool is heated and has a large water feature. Just wait until you see this 3 car oversized garage! Lots of cabinets, overhead storage, extended length and extended height. So much room! So much storage space! Come see this one today!

14633 W St Moritz Lane, Surprise

$549,900

2 Beds ⋅ 2 Baths ⋅ 7082337 MLS ⋅ 1,894 SqFt.

This MOVE-IN READY Borgata Model in The Grand features 2 Bedrooms, a Den, 2 UPDATED Bathrooms, & a SPACIOUS 3-car Garage. The Eat-in Kitchen offers Granite countertops and Stainless-steel appliances. Soaring 9+ ft. Ceilings, Crown molding, 6-inch Baseboards, Shutters, Tile flooring t/o, and FRESH interior & exterior paint enhance the home. Additional features include a Custom lit Entertainment wall, custom Laundry cabinetry, andabundant Garage cabinets & storage. Relax amid the mature, park-like Backyard landscaping on the covered paver patio, complete w/ a knee wall, two gates, lighting, & ceiling fans. The Front walkway is ADORNED w/ pavers & desirable N/S exposure. Beautifully maintained & ready to enjoy--come experience this EXCEPTIONAL home & The Grand's Active Adult Lifestyle!

20140 N Golden Barrel Drive, Surprise

$389,000

3 Beds ⋅ 2 Baths ⋅ 7082303 MLS ⋅ 1,892 SqFt.

Welcome home to this charming 3-bedroom home nestled in the lovely community of Austin Ranch! Inside, you will find an inviting hallway leading to the spacious open floor plan that provides an excellent flow for everyday living and entertaining. Spotless kitchen is fully equipped with stainless steel appliances, plenty of cabinets with crown moulding, and a convenient walk-in pantry. Check out the large primary bedroom, offering a private bathroom with a glass step-in shower and a walk-in closet. Versatile den adds valuable flexibility and can be used as an exercise area, reading nook, or office. Don't miss the generous-sized backyard complete with a cozy patio, artificial turf, and play area. What's not to like? Make it yours while it's available!

17530 W Villa Hermosa Lane, Surprise

$543,931

4 Beds ⋅ 3 Baths ⋅ 7082299 MLS ⋅ 2,318 SqFt.

Discover this gorgeous 4-bedroom, 3-bath residence perfectly positioned on a desirable north/south exposure lot. Designed with modern elegance in mind, the home features light stain shaker cabinets and exquisite white quartz countertops that ties the space together beautifully. Enjoy the warmth and style of wood-look tile flooring that flows seamlessly throughout the home. The versatile floor plan includes a spacious den--ideal for a home office or flex space--and a secondary bedroom complete with its own private en suite bath, perfect for guests or multi-generational living. With its thoughtful layout, refined finishes, and exceptional curb appeal, this home blends comfort and sophistication in every detail.

14842 W Whitehorn Way, Surprise

$540,931

4 Beds ⋅ 3 Baths ⋅ 7082295 MLS ⋅ 2,318 SqFt.

14834 W Whitehorn Way, Surprise

$440,000

3 Beds ⋅ 2 Baths ⋅ 7082234 MLS ⋅ 1,583 SqFt.

Impeccable home that shows like a model - Gorgeous open floor plan - Stainless steel appliances with gas stove and granite counter tops - R/O system under kitchen sink - Stainless steel french door refrigerator - Breakfast bar - Large master suite with bathroom with dual sinks and walk in closet - Large laundry room and washer and dryer included - plumbed for sink in laundry room - 8' high garage door - water softner in garage - Artifical grass in large back yard with view type fencing onto common grounds

25303 N 144th Lane, Surprise

$394,999

3 Beds ⋅ 2 Baths ⋅ 7082189 MLS ⋅ 1,680 SqFt.

Welcome to this impeccably updated 3-bedroom, 2-bathroom home situated in the desirable Legacy Parc community of Surprise. Offering 1,680 square feet of optimized living space, this property features crisp, modern updates throughout, including new appliances, a water heater, and a new garage door opener and springs. The heart of the home features a fully refreshed kitchen with updated cabinetry, ample counter space, and a center island. Freshly installed modern laminated wood flooring complements the home's bright, open-concept design. The low-maintenance backyard with a covered patio is ideal for relaxing or entertaining, and this amazing home is located minutes from local shopping, dining, parks, schools, Surprise Stadium, Loop 303, and Luke AFB.

16211 W Caribbean Lane, Surprise

$443,720

3 Beds ⋅ 2 Baths ⋅ 7082137 MLS ⋅ 1,971 SqFt.

Experience timeless design and modern comfort in the Erie plan in the Foothills Collection at Rancho Vista. A welcoming foyer that leads to Bedrooms 2 and 3, thoughtfully positioned with a shared guest bath between them. A functional mud room with option drop zone hall tree offers direct access from the 2-bay garage and connects to the laundry room which offers optional additional storage. The open-concept kitchen is a chef's dream featuring a spacious island, walk-in pantry, a separate formal dining room, and an adjacent breakfast nook with entry to the backyard. The expansive great room flows seamlessly between the kitchen and breakfast nook, creating the perfect setting for entertaining or relaxing.

23028 W Irma Lane, Surprise

$483,430

3 Beds ⋅ 3 Baths ⋅ 7082125 MLS ⋅ 2,216 SqFt.

Discover your dream home in the Carlsbad, a beautifully crafted single-story home in the Foothills Collection at Rancho Vista. Enter into a welcoming foyer that leads to Bedrooms 2 and 3, thoughtfully positioned with a shared guest bath between them. A functional mud room offers direct access from the 2-bay garage and connects to the powder room and versatile study/den. The open-concept kitchen is a chef's dream, featuring a spacious island, walk-in pantry, and an adjacent dining area. The expansive great room flows seamlessly to the backyard, creating the perfect setting for entertaining or relaxing. Retreat to the unique primary suite, complete with a spa-inspired bathroom, sleek walk-in shower with a built-in seat, and a generous walk-in closet.

23021 W Irma Lane, Surprise

$458,620

4 Beds ⋅ 3 Baths ⋅ 7082110 MLS ⋅ 2,377 SqFt.

Discover your dream home in the Overlook Collection at Rancho Vista. The enchanting Nightingale plan offers an inviting main-floor layout with an open kitchen overlooking a sunlit dining room and great room. Gather, relax, and entertain in this welcoming space! You'll also find a powder room and a private study on this level. There are three generous bedrooms upstairs, including the spacious primary suite. Offering a walk-in closet and an attached bath with dual sinks and a walk-in shower, it's a serene retreat at day's end. A versatile loft completes this plan. Options include: Fourth bedroom in lieu of loft Fifth bedroom in lieu of study Tub and shower in primary bath Included Features 9' ceilings throughout Covered patio Ceramic tile flooring at entry, kitchen, all baths

20839 N 228th Drive, Surprise

$421,960

3 Beds ⋅ 2 Baths ⋅ 7082075 MLS ⋅ 1,585 SqFt.

Unveil a world of comfort in the Vistas Collection at North Copper Canyon Brant plan, where comfort meets modern convenience! This beautifully appointed property features a welcoming foyer leading into the heart of the house. The open kitchen has a generous island and pantry and is perfect for culinary enthusiasts or casual gatherings. Enjoy meals in the adjacent dining room or unwind in the expansive great room with direct backyard access for seamless indoor-outdoor living. The kitchen and baths feature elegant granite slab counters and stainless-steel appliances. The primary suite boasts a private bath with a soaking tub or super shower option and a large walk-in closet. Two additional bedrooms share a stylish full bath. ceilings, front yard landscaping, and

18273 W Calle Lejos --, Surprise

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