Surprise Homes with FHA New Financing

Surprise Homes with FHA New Financing

Welcome to Surprise, Arizona – a hidden gem nestled in the heart of Maricopa County! Known for its warm climate and friendly atmosphere, Surprise is the perfect blend of suburban charm and modern convenience. With a population that continues to grow, this vibrant city offers a plethora of amenities, recreational opportunities, and a strong sense of community.

Surprise is renowned for its beautiful parks, including the expansive Surprise Community Park, which features sports fields, walking trails, and picnic areas. For sports enthusiasts, the city is home to the Surprise Stadium, where you can catch Major League Baseball spring training games. The local dining scene is diverse, offering everything from cozy cafes to fine dining, ensuring there's something for every palate.

When it comes to housing, Surprise has a variety of options to suit different lifestyles and budgets. The city is particularly appealing for first-time homebuyers and those looking to invest, thanks to the availability of homes with FHA financing. These properties provide an excellent opportunity for buyers to secure affordable housing with low down payment options, making homeownership more accessible than ever.

Whether you're drawn to the charm of a single-family home in a friendly neighborhood or a modern condo with stunning views, Surprise has it all. With its welcoming community, excellent schools, and a wealth of recreational activities, it's no wonder that Surprise is becoming a sought-after destination in Arizona. Come explore the possibilities and make Surprise your new home today!

Newest Surprise Homes with FHA New Financing

$759,000
3 Beds ⋅ 3 Baths ⋅ 7084194 MLS ⋅ 1,862 SqFt.
Better than a new build! This beautifully upgraded Bluemont plan with 3-bedroom + den/office, 2.5-bath home is truly move-in ready and packed with thoughtful upgrades inside and out. The backyard is an entertainer's dream, featuring a gorgeous pool with an oversized Baja shelf and in-water table--perfect for relaxing, entertaining, or cooling off on warm Arizona days. Best of all, the backyard and pool benefit from afternoon shade, giving you a welcome escape from the intense summer sun. The covered patio is enhanced with high-end, remote-controlled automated sun screens that raise and lower at the touch of a button, providing additional shade and privacy whenever you want it. It's an ideal setup for enjoying Arizona outdoor living throughout the year. Inside, you'll find stylish luxury lighting, custom shutters throughout, upgraded cabinetry with soft-close doors and convenient pull-out shelves, and a spacious walk-in pantry offering plenty of storage. The garage is just as impressive, with durable epoxy flooring and additional overhead storage shelving to help keep everything organized. With three bedrooms plus a separate den or office, this versatile floor plan offers plenty of space for working from home, guests, or hobbies. Why wait for a new build--and then spend thousands adding all the extras? This home already has the upgrades, window treatments, storage, and resort-style backyard you've been looking for. Just move in and enjoy!

12028 N Luckenbach Street, Surprise
$563,990
4 Beds ⋅ 4 Baths ⋅ 7084131 MLS ⋅ 2,838 SqFt.
What's Special: Larger Lot | Flex Room | 3-Car Tandem Garage | Gourmet Kitchen. New Construction - November Completion! Built by America's Most Trusted Home Builder. Welcome to the Pinnacle at 16970 W Yucatan Drive in Paradisi Encore! Designed for both comfort and connection, this beautiful two-story home offers four bedrooms, three-and-a-half bathrooms, and a thoughtful layout filled with inviting spaces. The main-level primary suite creates a peaceful retreat, while the open kitchen, dining area, and great room flow seamlessly to the outdoor living space, making entertaining effortless. A versatile flex room near the foyer is perfect for a home office, hobby room, or cozy den. MLS#7084131 Upstairs, a spacious loft is surrounded by three secondary bedrooms, providing plenty of room to gather and unwind. A three-car tandem garage adds generous storage and everyday convenience. Enjoy some of the Valley's most stunning views, with quick access to nature escapes like White Tank Mountain Regional Park for hiking, biking and outdoor adventure. Your master-planned community features a shimmering pool, pocket parks and a lively clubhouse. Connect with nature at the National Wildlife Federation-Certified Butterfly Garden and spot monarchs up close. Additional Highlights Include: Gourmet kitchen, double interior doors at flex, and soft water loop.

16970 W Yucatan Drive, Surprise
$459,990
2 Beds ⋅ 2 Baths ⋅ 7084116 MLS ⋅ 1,667 SqFt.
Seller will provide a credit towards a rate buydown and closing costs with preferred lender. Ask us how to save thousands over the life of your loan. Asante Heritage is a gated 55+ active adult community located in Surprise, AZ! Surrounded by scenic mountain views, this community offers convenient access to local shopping, dining, and recreational activities. Residents enjoy a vibrant lifestyle with resort-style amenities including a pool, pickleball courts, putting course, fitness center, clubhouse, and more. This home comes fully equipped with all brand-new stainless steel kitchen appliances and is complete with 8x40 tile flooring, elegant quartz countertops, and maple linen cabinetry. A copy of the public report is available on the ADREs website. Photos are of model home.

25302 N 175th Avenue, Surprise
$561,490
3 Beds ⋅ 3 Baths ⋅ 7084113 MLS ⋅ 2,187 SqFt.
Seller will provide a credit towards a rate buydown and closing costs with preferred lender. Ask us how to save thousands over the life of your loan. Asante Heritage is a gated 55+ active adult community located in beautiful Surprise, AZ! Surrounded by mountain views, this community offers access to local shopping, dining, and recreational activities. Residents enjoy a vibrant lifestyle with resort-style amenities including a pool, pickleball courts, putting course, fitness center, clubhouse, and more. This home comes fully equipped with all brand-new stainless steel kitchen appliances and is complete with 12X24 tile flooring, elegant quartz countertops, and modern maple almond cabinetry. **Photos are not of actual home** A copy of the public report is available on the ADREs website.

25547 N 176th Drive, Surprise
$577,490
4 Beds ⋅ 3 Baths ⋅ 7084110 MLS ⋅ 2,468 SqFt.
Seller will provide a credit towards closing costs with preferred lender. Ask us how to save thousands over the life of your loan. This home is located in Asante Artisan, a brand-new master-planned community in Surprise, AZ. Surrounded by scenic mountain views, this community offers convenient access to local shopping, dining, and recreational activities. Residents enjoy resort-style amenities including a clubhouse, swimming pool, lap pool, fitness center, pickleball courts, and more! Complete with 8x36 tile flooring, stunning quartz countertops, and stylish maple linen cabinets, this home is designed for both comfort and function. All stainless steel kitchen appliances pictured are included. Renderings are of model home. A copy of the public report is available on the ADRE's website.

25513 N 167th Lane, Surprise
$426,490
4 Beds ⋅ 4 Baths ⋅ 7084104 MLS ⋅ 2,074 SqFt.
Seller will provide a credit towards a rate buydown and closing costs with preferred lender. Ask us how to save thousands over the life of your loan. Asante Artisan is a master-planned community in Surprise, AZ surrounded by mountain views. Residents at this community enjoy access to local shopping, dining, and recreational activities as well as resort-style amenities including a clubhouse, swimming pool, lap pool, fitness center, pickleball courts, and more! This home comes fully equipped with all brand-new stainless steel kitchen appliances and is complete with 8X40 tile flooring, stunning quartz countertops, and stylish maple slate cabinetry, designed for both comfort and function. Photos are of model home. A copy of the public report is available on the ADRE's website.

24733 N 164th Drive, Surprise
$527,990
4 Beds ⋅ 3 Baths ⋅ 7084100 MLS ⋅ 2,105 SqFt.
Seller will provide a credit towards a rate buydown and closing costs with preferred lender. Ask us how to save thousands over the life of your loan. Asante Artisan is a master-planned community in Surprise, AZ surrounded by mountain views. Residents at this community enjoy convenient access to local shopping, dining, and recreational activities as well as resort-style amenities including a clubhouse, pool, lap pool, fitness center, pickleball courts, and more! This home comes fully equipped with all brand-new stainless steel kitchen appliances and is complete with 12x24 tile flooring, stunning quartz countertops, and maple almond cabinetry, designed for both comfort and function. A copy of the public report is available on the ADRE's website. Photos are of model home.

25699 N 170th Lane, Surprise
$694,490
4 Beds ⋅ 3 Baths ⋅ 7084089 MLS ⋅ 2,836 SqFt.
Seller will provide a credit towards a rate buydown and closing costs with preferred lender. Ask us how to save thousands over the life of your loan. Asante Artisan is a master-planned community in Surprise, AZ surrounded by mountain views. Residents at this community enjoy convenient access to local shopping, dining, and recreational activities as well as resort-style amenities including a clubhouse, pool, lap pool, fitness center, pickleball courts, and more! This home comes fully equipped with all brand-new stainless steel kitchen appliances and is complete with 12X24 tile flooring, stunning quartz countertops, and maple almond cabinetry, designed for both comfort and function. Photos are not of actual home. A copy of the public report is available on the ADRE's website

25817 N 174th Drive, Surprise
$439,000
2 Beds ⋅ 2 Baths ⋅ 7084068 MLS ⋅ 1,532 SqFt.
This 2-bedroom, 2 baths, den home with lots of upgrades is located in popular active 55+ gated community. Home features a custom Iron door openable rain glass window with a screen. The open concept great room, to the left, den/exercise room to the right. Continue through to large dining area and gorgeous updated kitchen with breakfast bar, 6 burner JennAir gas stove and built in desk area with loads of cabinets and a skylight. Out the double doors to the extended covered patio, gorgeous south facing backyard with stacked stone waterfall, retractable awning, artificial turf! Owner suite with 2 closets, double sinks, updated lighted mirror, walk in shower and water closet, attached TV, and double doors access the back patio and yard. Second bath with walk in shower, large guest room! Laundry room with full size stackable washer/dryer, cabinets and access to the attached garage. A beautifully updated, home with Plantation shutters throughout, high end fan in family room, Ring doorbell and much more!! EZ Go Golf cart with new Lithium could be gifted to the buyer with a solid offer. Much of the high-end furniture can be negotiated outside escrow.

17959 W Deneen Way, Surprise
$574,900
3 Beds ⋅ 3 Baths ⋅ 7084064 MLS ⋅ 2,473 SqFt.
Welcome to this oversized corner lot built for RV living! Features an 18-ft tall pass-through RV garage with RV hookup, RV dump/clean-out, RV gate & added concrete at the rear garage opening. Backyard offers turf, pavers, rock landscaping & fenced turf dog run. Inside, enjoy an oversized kitchen island with storage, upgraded cabinetry, granite countertops in kitchen & baths, pendant & recessed lighting. Living room pop-out features an electric fireplace and is wired for surround sound along with the upstairs flex space. Ceiling fans in all rooms, under-stair closet lighting, added patio electrical & solar complete this upgraded home. Plenty of space, storage & functionality inside and out!

18496 W Williams Road, Surprise
$395,000
3 Beds ⋅ 2 Baths ⋅ 7083819 MLS ⋅ 1,388 SqFt.
Step into this beautifully upgraded 2025 new construction home offering 3 bedrooms, 2 bathrooms, and 1,388 sq. ft. of thoughtfully designed single-level living. The open-concept floor plan is enhanced by stylish finishes throughout, including white shaker cabinetry, sleek granite countertops, wood-look tile flooring, and designer accent wall panels in the living room and bedroom that add a custom, elevated touch. The kitchen flows seamlessly into the dining and living spaces, creating an inviting layout ideal for both everyday living and entertaining. Step outside to a beautifully finished, low-maintenance backyard with artificial turf, designed for easy Arizona living with minimal upkeep. Enjoy resort-style community amenities including a community pool, dog park,pickleball courts and walking trial, parks giving you plenty of ways to relax, stay active, and enjoy the outdoors. With its modern upgrades, designer details, landscaped backyard, and desirable community amenities, this move-in-ready home offers the perfect combination of style, comfort, and convenience. Why wait for new construction when this beautifully finished home is ready for you now?

17277 W Daley Lane, Surprise
$430,000
3 Beds ⋅ 2 Baths ⋅ 7083781 MLS ⋅ 2,170 SqFt.
Beautiful home with special touches by interior designer. Conveniently located in West Point, corner lot backs to a greenbelt and walking path. Light and bright home has a formal room at the front and a casual kitchen & family room which opens onto the extended tiled and shaded patio with a fan. Turf makes yard work a snap, and grapefruit, orange, and lime trees please the eye and the palate. The kitchen features exotic slab granite and coordinating backsplash in warm neutrals. Appliances are stainless steel GE profile and all stay. Under counter lights and electrical outlets. Air conditioner replaced 2025. Primary suite is split from the other bedrooms and features a walk-in closet, separate shower and tub, and enclosed water closet. Rare three car garage. This is the one!

16251 N Durbin Drive, Surprise
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