Surprise Homes with Cash to Loan New Financing

Welcome to Surprise, Arizona – a vibrant city nestled in the heart of Maricopa County that perfectly blends small-town charm with big-city conveniences. Known for its warm climate, stunning desert landscapes, and a plethora of recreational activities, Surprise is an ideal destination for families, retirees, and everyone in between. With a population that has steadily grown over the years, this thriving community offers a rich tapestry of cultural experiences, parks, shopping, and dining options.

Surprise boasts a variety of housing options, making it an attractive market for both first-time homebuyers and seasoned investors. The real estate landscape here is diverse, featuring everything from cozy single-family homes to spacious modern estates. If you're considering a move to Surprise, you'll be pleased to know that many homes are available with flexible financing options, including cash-to-loan new financing. This means you can leverage your cash reserves to secure a loan, making it easier to navigate the competitive housing market.

Residents enjoy numerous amenities, including the Surprise Community Park, which hosts various events throughout the year, and the Surprise Stadium, home to the Kansas City Royals and Texas Rangers during spring training. With excellent schools, friendly neighborhoods, and an abundance of outdoor activities, Surprise is more than just a place to live – it’s a community where you can thrive.

Discover the charm of Surprise, AZ, and let us help you find your dream home in this delightful city. Whether you’re ready to buy or just exploring options, we’re here to guide you every step of the way!

Newest Surprise Homes with Cash to Loan New Financing

$774,000

2 Beds ⋅ 2 Baths ⋅ 7105989 MLS ⋅ 1,530 SqFt.

This exceptional former model home in the Sterling Grove Golf & Country Club community offers a truly elevated living experience with the option to come fully furnished. Situated on an easy-to-manage lot directly across the street from a beautiful community park, the residence is packed to the gills with the highest-end upgrades throughout. The sophisticated journey begins at the front exterior, featuring a charming clicker brick front patio that sets a welcoming tone. Upon entering, you are greeted by soaring beams in the living room that seamlessly continue through a ninety-degree multi-panel slider, effortlessly blending the indoor and outdoor living spaces. The interior is a showcase of meticulous craftsmanship, boasting oversized tile flooring, full-height tile backsplashes, elegan shutters, and high-end lighting fixtures that illuminate the artistically accented walls found throughout the home. Premium quartz countertops anchor the chef-inspired kitchen, making it as functional as it is beautiful. The luxurious design extends to the outdoor oasis, where the patio features a cozy two-way fireplace (plus radiant electric patio ceiling heaters) and a tranquil water feature in the backyard, creating the ultimate setting for relaxing or entertaining in style. Sterling Grove Golf & Country Club is the West Valley's newest golf experience. The Golf Course is a world-class Nicklaus Design course, operated by the renowned Troon Golf Management Services and designed to be enjoyed by golf enthusiasts and newcomers alike. The state-of-the-art practice facilities are second to none. Hone your skills at the driving range, putting and chipping greens, or in the golf simulator. This home has first-class amenities and beautiful views of the White Tank Mountains, lakes, and ponds. You'll also enjoy the neighborhood greenery on your walks, jogs, bike rides!

11872 N Hershey Street, Surprise

$783,000

2 Beds ⋅ 3 Baths ⋅ 7100751 MLS ⋅ 2,004 SqFt.

Step into elite luxury on the golf course in private, guard-gated Sterling Grove. The Potomac features a coveted split floorplan and an expansive, open-concept design made for indoor-outdoor living. The dramatic great room and gourmet kitchen--complete with a massive center island and huge walk-in pantry--open through a 20' multi-sliding door to sweeping fairway views. Personalize design finishes at our exclusive design studio! Contemporary luxe appointments elevate every room, from the bright dedicated office to the serene primary suite with a spa shower. Guests enjoy privacy in a secondary suite with its own bath. Live the resort lifestyle with an 18-hole par 72 Championship golf course, clubhouse, fine dining, fitness center, and spa.

17700 W Crawfordsville Drive, Surprise

11300 N Casa Dega Drive Unit 1093, Surprise

$398,000

2 Beds ⋅ 2 Baths ⋅ 7099827 MLS ⋅ 1,285 SqFt.

LOCK 'N LEAVE IN SUNNY ARIZONA. Rare SINGLE-LEVEL residence in the Villa Collection at Sterling Grove Golf & Country Club. Skip the wait for a new build--this barely lived-in, nearly brand-new home is ready for immediate move-in. Offered fully furnished and completely turn-key, this highly upgraded villa is packed with premium features: LVP flooring, upgraded carpeting, custom cabinetry, quartz countertops, designer fixtures, Hunter Douglas shutters and blinds, high-end KitchenAid stainless appliances, a Thermador refrigerator, and designer lighting throughout. Enjoy effortless, low-maintenance living in one of the West Valley's premier gated golf and country club communities. World-class amenities include three resort-style pools, a clubhouse with signature dining, a full-service spa, a state-of-the-art fitness center, an 18-hole championship golf course and practice facility, private events, and more--all set against the stunning, picturesque backdrop of the White Tank Mountains.

11300 N Casa Dega Drive Unit 1093, Surprise

$584,999

3 Beds ⋅ 2 Baths ⋅ 7099614 MLS ⋅ 1,489 SqFt.

NEW CONSTRUCTION - FENCED HORSE PROPERTY AND A RIVER WASH RUNS THROUGH IT, TRAILS - MUST SEE. Move In Ready. Large Custom Homes next door. Beautiful mountain views FENCED with Horse shade and plans for a barn with two stalls and hay loft. Builder will build barn for you or deliver full plans to new owner. Great neighbors great place for quads and toys just 30 minuets from Lake Pleasant. Additional Dwelling Units allowed on property. If you like the country this is your place. This is quality living with many features.

27201 N 147th Avenue, Surprise

$640,000

5 Beds ⋅ 4 Baths ⋅ 7098780 MLS ⋅ 2,684 SqFt.

This elegantly designed, brand-new two-story home features five generously sized bedrooms, thoughtfully positioned to create a seamless and cohesive living experience. The modern residence is designed for both comfort and effortless functionality, making it ideal for everyday living and entertaining. Beautifully situated within a prestigious resort-style, guard-gated community, residents enjoy access to an impressive array of world-class amenities, including a championship golf course, vibrant clubhouse activities, sparkling pools, sports courts, pickleball, a full-service spa, and exceptional on-site dining featuring restaurants and bars. This exceptional home offers the perfect blend of contemporary luxury, comfort, and resort-style living.

11696 N Fredericksburg Street, Surprise

$1,092,000

2 Beds ⋅ 3 Baths ⋅ 7098664 MLS ⋅ 2,457 SqFt.

Beautifully designed this stunning single-story home in Active Adult welcomes you with a bright and inviting foyer and a versatile flex room. The thoughtfully designed layout offers incredible views of the open-concept great room and casual dining area, seamlessly extending to an expansive covered patio perfect for relaxing or entertaining. At the heart of the home, the beautifully appointed kitchen features a large center island with a breakfast bar, abundant counter and cabinet space, and a spacious walk-in pantry, creating the perfect combination of style and functionality. Beautifully situated within a prestigious resort-style, guard-gated community, residents enjoy an impressive array of world-class amenities, including a championship golf course, vibrant clubhouse, sparkling pools.

17626 W Guthrie Street, Surprise

$1,198,900

3 Beds ⋅ 4 Baths ⋅ 7097167 MLS ⋅ 2,772 SqFt.

Welcome to luxury resort-style living at its finest in the guard-gated master-planned community of Sterling Grove Golf & Country Club. This St Helena model is on an oversized corner lot within the highly desirable, single-level all ages section, this exceptional property offers unparalleled privacy and sophisticated charm. From the moment you step through the extra-wide foyer, you are greeted by an expansive layout designed for seamless entertaining and everyday comfort. Guests will love the private attached Casita, which boasts its own separate entrance and exit, a cozy dedicated living room, and an elegant ensuite bathroom. At the heart of the home is a magnificent great room adorned with soaring wood beams, designer touches, and custom storage solutions, seamlessly transitioning into.. a show-stopping butler's pantry and bar area perfect for hosting. The primary suite is a sanctuary of its own--flooded with natural light, incredibly spacious, and designed for ultimate relaxation. Privacy abounds for everyone, as the third bedroom also features its own dedicated ensuite bathroom. When you are ready to enjoy the beautiful Arizona weather, a massive 16-foot multi-panel sliding glass door retracts completely to blur the line between indoor comfort and outdoor paradise. The backyard oasis features a large, sparkling swimming pool and a heated spa, creating a private resort right outside your door. Additionally, the home includes a rare, oversized 3-car garage packed with extra storage space and a bonus for the buyer: an unbuilt, custom backyard pergola awaiting installation. Beyond your front door, you will enjoy world-class neighborhood amenities, including the championship Nicklaus Design golf course, an exclusive clubhouse, a fitness center, tennis and pickleball courts, and a luxury spa. Sterling Grove Golf & Country Club is the West Valley's newest golf experience. The Golf Course is a world-class Nicklaus Design course, operated by the renowned Troon Golf Management Services and designed to be enjoyed by golf enthusiasts and newcomers alike. The state-of-the-art practice facilities are second to none. Hone your skills at the driving range, putting and chipping greens, or in the golf simulator. This home has first-class amenities and beautiful views of the White Tank Mountains, lakes, and ponds. You'll also enjoy the neighborhood greenery on your walks, jogs, bike rides!

17971 W Luana Street, Surprise

$1,025,000

3 Beds ⋅ 3 Baths ⋅ 7096778 MLS ⋅ 2,372 SqFt.

LIVE ON THE COURSE in this stunning single level Graton model located within the highly desirable Sterling Grove Golf and Country Club. The exterior welcomes you with a spacious covered front patio featuring elegant French doors that lead directly into a private guest bedroom, while a separate dedicated office space also boasts its own set of French doors for added privacy and style. His/her closets in the Primary suite. Parking and storage are effortless thanks to the three-car garage (the 2-car garage with air conditioning), which comes complete with expanded depth and full insulation. The backyard is an absolute entertainer's dream, highlighted by a gorgeous pool and spa equipped with a convenient in-floor cleaning system and a soothing water feature. The outdoor living space is perfected by a large covered patio and a fully outfitted outdoor kitchen that includes a built-in gas grill and a large Green Egg smoker, making it ideal for hosting gatherings. Seamless indoor-outdoor transition is achieved via the living room slider, which is an impressive sixteen-foot aluminum multi-panel collapsing slider with a flush sill that perfectly frames the picturesque golf course views. Sterling Grove Golf & Country Club is the West Valley's newest golf experience. The Golf Course is a world-class Nicklaus Design course, operated by the renowned Troon Golf Management Services and designed to be enjoyed by golf enthusiasts and newcomers alike. The state-of-the-art practice facilities are second to none. Hone your skills at the driving range, putting and chipping greens, or in the golf simulator. This home has first-class amenities and beautiful views of the White Tank Mountains, lakes, and ponds. You'll also enjoy the neighborhood greenery on your walks, jogs, bike rides!

17535 W Guthrie Street, Surprise

$699,000

2 Beds ⋅ 2 Baths ⋅ 7096673 MLS ⋅ 1,521 SqFt.

Owned solar. Private pool. Ready to go! Welcome home - featuring the highly desirable, easy-to-manage Del Ray floor plan located in the prestigious, all-ages section of Sterling Grove Golf and Country Club. From the moment you arrive, you will appreciate the inviting covered front patio and the pristine look of the freshly sealed pavers. Inside, the home offers a spacious and functional layout featuring a versatile flex room or den, beautifully accented shiplapped walls, and multiple sliding doors that flood the living spaces with natural light. The meticulously maintained interior seamlessly blends style and comfort, making it feel like a lot of home. The outdoor living area is a private oasis designed for both relaxation and entertainment. Step out onto the extended covered back... patio to enjoy your own outdoor fireplace, perfect for cozy evenings. The low-maintenance, small yard offers an incredible amount of privacy and features a sparkling pool to enjoy during warm days. Best of all, this home comes equipped with fully owned solar panels, offering tremendous energy efficiency. Combining luxury amenities with low-maintenance living in a premier country club community, this home truly has it all. Sterling Grove Golf & Country Club is the West Valley's newest golf experience. The Golf Course is a world-class Nicklaus Design course, operated by the renowned Troon Golf Management Services and designed to be enjoyed by golf enthusiasts and newcomers alike. The state-of-the-art practice facilities are second to none. Hone your skills at the driving range, putting and chipping greens, or in the golf simulator. This home has first-class amenities and beautiful views of the White Tank Mountains, lakes, and ponds. You'll also enjoy the neighborhood greenery on your walks, jogs, bike rides!

17196 W Edinburg Street, Surprise

$389,990

3 Beds ⋅ 2 Baths ⋅ 7096392 MLS ⋅ 1,592 SqFt.

Our Aurora floorplan is the perfect 3-bedroom, 2-bath home! Step into the open foyer with its elegant tray ceiling, leading you directly into a spacious great room, kitchen, and dining area -- perfect for entertaining! The kitchen features quartz countertops, stainless steel Whirlpool appliances, a double door pantry, and soft-close cabinets and drawers throughout. The primary suite offers a generous walk-in closet and a luxurious bath with a walk-in shower and dual-sink vanity. Tile throughout with carpet in the bedrooms. Home includes window coverings, and Community has parks and walking trails. Additional builder incentives available!!!!!

16778 W Spur Drive, Surprise

$469,990

5 Beds ⋅ 4 Baths ⋅ 7096218 MLS ⋅ 2,275 SqFt.

Welcome to this beautifully designed home featuring a private casita, 5 bedrooms, 4 full bathrooms, thoughtful finishes, and an inviting indoor-outdoor layout. The separate casita includes its own bedroom and bathroom, offering an ideal space for guests, or multigenerational living. A charming paver courtyard creates a welcoming entrance to the home, while the desirable north/south exposure provides comfortable natural light throughout the day. Inside, the kitchen and bathrooms feature coordinating quartz countertops for a clean, cohesive look. The kitchen is equipped with included appliances, making this home move-in ready and convenient from day one. With spacious living areas, flexible accommodations, stylish finishes, and a private casita, this home offers the perfect blend of living

16810 W Spur Drive, Surprise

$345,000

3 Beds ⋅ 2 Baths ⋅ 7095269 MLS ⋅ 1,624 SqFt.

Welcome to easy Arizona living in the heart of Surprise! This inviting single-story, 3-bedroom, 2-bath home offers over 1,600 sq ft of comfortable living space with thoughtful improvements, including updated wood-look luxury vinyl plank flooring and exterior paint completed approximately three years ago. The open kitchen overlooks the spacious living area and features ample cabinetry, generous counter space, and a breakfast bar. The primary suite offers a walk-in closet, dual sinks, a soaking tub, and separate shower. Step outside to a beautifully established backyard with mature shade trees, colorful landscaping, and a covered patio perfect for enjoying Arizona's incredible outdoor season. A 2-car garage with overhead storage adds everyday convenience. Located near Prasada shopping and dining, Surprise Stadium, and West Valley recreation, with hiking and mountain biking adventures at White Tank Mountain Regional Park just a drive away. Come experience everything Surprise living has to offer!

15910 W Hearn Road, Surprise

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Surprise Homes with Cash to Loan New Financing

Newest Surprise Homes with Cash to Loan New Financing

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